Physical Health

Physical Well-Being

Although physical health is no longer the sole focus of employee wellbeing, it’s an increasing issue for both employers and employees. Insurance premiums continue to rise every year, and employees are taking on more of the cost burden. Because of these high costs, at least one-third of Americans are delaying medical treatment, even if their condition is serious. In one study, patients who delayed treatment had 9% longer hospital stays, resulting in even higher costs for medical care.

Impact of Illnesses and Injuries

Half of U.S. adults have at least one chronic disease, an ongoing illness like heart disease, diabetes, obesity, or arthritis. The treatment for these diseases, which are typically preventable, make up 86% of all healthcare spending and include physician visits, hospital stays, and prescriptions drugs. 

Although absenteeism is increased from sick employees, presenteeism carries more than double the costs. Employees who come to work sick are costing their companies billions of dollars a year due to lost productivity and getting others sick. One source estimates a loss of $150 billion per year due to presenteeism alone.

Addressing Physical Well-Being

By improving employees’ physical health, organizations can expect a return on both healthcare costs and productivity. The best solution gives employees convenient and less expensive access to medical care while cutting overall healthcare costs for employers. 

Telemedicine provides a cost-effective, on-demand medical solution for employees and their dependents. If an employee gets sick, they don’t have to worry about asking for time off work to schedule an appointment, drive to their primary care physician, and sit in a waiting room. They also avoid expensive visits to an urgent care center or emergency room. Instead, employees call a doctor whenever they need to – whether during their lunch hour, in the evening, or on the weekend – at a small cost or no cost.


YOUR SOLUTION

To reduce insurance claims, employers can offer telemedicine as a non-insured benefit and encourage its use to employees. The average cost of a telemedicine visit is $0, with costs for access averaging $2 to $6 per employee per month. Comparable services at an urgent care center can cost around $160, or $650 at an emergency room. By diverting non-emergency medical issues away from these expensive treatments, U.S. companies have the potential to save more than $6 billion a year in healthcare expenses.

Along with telemedicine, organizations can offer even more access to healthcare services with platforms like eDocAmerica. eDocAmerica is an online resource where employees can access the expert knowledge of physicians, psychologists, pharmacists, dentists, dietitians, and fitness experts. Instead of an expensive doctor visit or an inaccurate Google result, employees get answers to their non-emergency health questions by messaging one of these medical professionals.

© 2019 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services.  Click here to view a Teladoc Access Map.

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Disclosures:
Behavioral Health visits and Dermatology consultations are not available 24/7/365. Behavioral Health visits will be scheduled. Behavior Health visits are not available to minors. All Behavioral Health specialists may not be available in all states. For dermatology consultations, members must complete a Dermatology Intake Form and upload a minimum of three images through the secure message center before each initial consultation. Dermatology is not available in ID or ND.

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DISCLOSURES

This program is NOT insurance coverage, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00. It contains a 30-day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. For a complete list of disclosures, click here. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.

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Not available to UT, VT or WA residents.